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Get £100,000 Of Cover From Only £5 Per Month*
Over 50's Life Cover
Over 50s life insurance is a type of life insurance that can be taken out if you’re aged between 50 and 80.You pay monthly premiums, and as long as you’ve paid premiums when due, when you pass away your loved ones will receive a cash sum.
Critical Illness Cover
Critical illness cover, also known as critical illness insurance, is a long-term insurance policy which covers serious illnesses listed within a policy. If you get one of these illnesses, a critical illness policy will pay out a tax-free, one-off payment.
Mortgage life insurance covers the cost of mortgage payments for your dependants if you – or your partner if you take out joint life insurance – pass away. You can take out either decreasing or level term life insurance – level term is the most common.
*£100,000 cover from £5.00 per month based on a 30-year-old non-smoker taking out £100,000 level term cover over 20 years (L&G) – Prices correct as of May 2021
*From £7.88 per month based on a 50-year-old non-smoker with no pre-existing conditions taking out £50,000 level term cover over 10 years (L&G) – Prices correct as of Jan 2021
*From £11.95 per month based on a 60-year-old non-smoker with no pre-existing conditions taking out £30,000 level term cover over 10 years (L&G) – Prices correct as of Jan 2022
*From £5.00 per month based on a 40-year-old non-smoker with no pre-existing conditions taking out £50,000 level term cover over 10 years (L&G) – Prices correct as of Nov 2021
*From £18.89 per month based on a 30-year-old non-smoker with no pre-existing conditions taking out up to £100,000 level term cover with critical illness cover over 10 years (L&G) – Prices correct as of Jan 2022
*£200,000 cover from £7.40 per month based on a 30-year-old non-smoker taking out £200,000 level term cover over 20 years (L&G) – Prices correct as of May 2021
*No Medical – Life insurance without a medical is available for most people. This means that you’ll be able to take out a policy without needing to complete a medical exam/report or health checks, though you will be asked medical questions related to your health which you must answer fully and truthfully. Whether or not you’re eligible will depend on circumstances relating to your health, lifestyle and your family’s medical history.
The cash lump sum is paid upon death within the policy term. The pay-out will be tax free if the value of your estate is under the threshold for inheritance tax or if your life insurance policy is written into trust. The brokers we work with may assist you with writing your policy into trust free of charge
There are no fees or charges associated with using this website. This service is free, we do not charge you for this service. Our partner FCA authorised broker pays us an introductory fee only. We do not receive any other payment regardless if you take out the policy or not.
LifeCoverExperts.co.uk is a trading style of PNL Solutions Limited, UK company registration number 09610381.
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